Monday - Friday 9:00 to 6:00
Saturday 9:00 to 3:00
We are located at 3616 Midland Blvd., Fort Smith, AR 72904 · 479-783 -PAWN (7296).
Auto Pawn loans are designed to help you get access to the fast cash you may need. There's no application to fill out, no waiting for credit approval. It's Fast, It's Easy, and It's Discrete!
Welcome to Twin City Auto Pawn & Loan Company, Area’s Newest Pawn Broker
Our experience in Auto Pawn, makes us standout from other pawn shops. We specialize in Auto Pawn Loans. Our background is in the automotive business with an emphasis on automotive financing.
Unlike most pawn shops, where when you pawn your vehicle, it typically parked outside of the pawn shop, for everyone to see it, and could access it at any time. Not so at TCAP! We have a secure location with privacy fencing, and protected with an alarm system, and 24 hour video surveillance. Also, our area has controlled access. Not only is your vehicle secure, but also out of view from the general public. All TCAP loans are discrete and quick.
Since these loans are collateral based loans, your credit is not impacted, nor is it used in getting a loan, you don't even need a job!
Title to vehicle in your name, your name must appear on the front of the title.
No liens on the vehicle
That's all you need. The entire loan process only takes a few minutes and you are on your way, we store the vehicle for you.
How do I get my car back?
Since this is a collateral based loan, you will be required to make monthly fee for storage & interest. Typically these loans are only for a few months, but there isn't a time limit, the vehicle can stay in pawn as long as a payments are made as agreed.
How much will loan on my vehicle?
There's not a set price that we will loan on a vehicle. We are not in the business of buying the vehicle, but rather loaning, so we will only loan a percentage of the wholesale value. We try to help you with the amount you need. Please keep in mind, the more you borrow, the higher your monthly payment will be. We normally won't loan over 75-80% of the wholesale value as a general rule. All loans will vary depending on the condition of the vehicle. The condition will affect the percentage we can loan.